2018 – Quinlan & Associates

Banking On The Cloud

webadmin — Sun, 12 Aug 2018 18:55:23 +0000

Since the concept of FinTech gained mainstream popularity in 2014, the financial services industry has been actively developing or acquiring technology solutions to streamline its operations and enhance its customer service offerings. However, as with any investment in technology, system resources (such as RAM or storage space) are required, giving rise to additional hardware and labour overheads.

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Traversing The Great Wall

webadmin — Sun, 12 Aug 2018 18:47:09 +0000

At the end of 2017, the Chinese government announced it would be implementing a wide range of regulatory measures aimed at liberalising the country’s financial markets, opening the door for greater participation by foreign institutions. In May 2018, a number of draft liberalisation measures were formalised by the CSRC. Among the raft of reforms in the process of being or proposed to be implemented…

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Chasing The Tail

webadmin — Sat, 16 Jun 2018 15:08:00 +0000

In the years following the global financial crisis (“GFC”), the banking industry experienced a paradigm shift in the regulatory environment, with regulators across the world shifting from what was widely perceived as a relatively relaxed stance to an overtly vigilant one. The imposition and enforcement of stricter risk management requirements have not only increased compliance costs for banks…

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Fool’s Gold

webadmin — Tue, 16 Jan 2018 15:11:50 +0000

Cryptocurrencies have been heralded as the revolution of the financial system since its proof of concept by Wei Dai and Nick Szabo in 1998, followed by Satoshi Nakamoto’s whitepaper detailing a ‘peer-to-peer electronic cash system’ and open source code, which is now known as Bitcoin. Underpinned by blockchain technology, cryptocurrencies promised an end to third party institutions and barriers to…

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